ATMs in Nepal

Nepal has a wide network of ATMs (Automated Teller Machines) in major cities and tourist areas, making it easy for travelers to withdraw local currency. However, it's important to plan smart-especially if you're heading into remote or mountainous regions.

Currency:Nepalese Rupee (NPR )

Where You'll Find ATMs

Location Type ATM Availability
Kathmandu (Thamel, Durbar Marg) Excellent - dozens of options
Pokhara (Lakeside) 160-230 km (depending on entry/exit points)
Chitwan, Lumbini, Bhaktapur Moderate - main towns only
Trekking Routes (e.g., Annapurna, Everest) Very limited - only in Lukla, Namche Bazaar, Jomsom, etc.
Rural/Remote Areas Rare or none - carry cash

Major ATM Providers

Most of Nepal-s ATMs accept Visa, MasterCard, Cirrus, Maestro, UnionPay, and sometimes American Express.

Popular banks with reliable ATMs:

  • Nabil Bank
  • Standard Chartered
  • Nepal Investment Mega Bank
  • Global IME Bank
  • NIC Asia
  • Himalayan Bank
  • Everest Bank

Look for international logos (Visa/MasterCard) on machines.

Withdrawal Limits & Fees

Item Detail
Max Withdrawal NPR 10,000-35,000 per transaction (varies by bank)
Daily Limit ~NPR 100,000 (varies by card issuer)
ATM Fee (Nepal) SNPR 300-500 per withdrawal (charged by local bank)
Bank Fee (Your Country) Additional fee may apply (check with your bank)
  • Standard Chartered ATMs are preferred by many foreigners for high limits and reliability.

Tips & Warnings

  • Notify your bank before traveling to avoid card blocks
  • Use ATMs attached to banks or inside secure buildings
  • Avoid ATMs at night in isolated areas
  • Keep all withdrawal receipts for record
  • Some machines may not work during power outages or internet issues

Currency Exchange vs ATM Withdrawal

Option Pros Cons
ATMs Convenient, better rates than airport Daily limits, fees
Money Exchange Counters No card needed, quick Slightly worse rates
ATM Fee (Nepal) SNPR 300-500 per withdrawal (charged by local bank)
Airport Exchange Easy access Worst exchange rates
    For remote treks, withdraw enough cash in Kathmandu or Pokhara before heading out.